I don't know about you guys, but since I have a Mint.com account, I am always excited for a new month. The month starts over, you can start fresh again, and stop looking at your "budget" that you clearly went over by way too much.
Now, probably the main cause of my guilt is the recent purchase I made--a new T-Mobile MyTouch 4G. It was not cheap. It was not frugal. But I am so happy that I got it! It is my first smartphone, and I couldn't be happier with a product. It was a huge investment, and I feel like I am finally in the year 2011 (as opposed to like 2004 with my old stupidphone).